Choosing a health insurance plan is confusing. When you use an agency or broker, you have an advocate to help you understand the differences between plans and insurance carriers. You will have a better understanding of your options
We help you choose a plan that fits your needs. After you are enrolled, you have us to assist with claims, billing, or any issues that may arise. We also keep you updated on changes in the law.
Dental health can impact heart health (and many other areas of the body), not to mention self esteem. Choose a plan with Spirit/Ameritas and get:
No waiting on major services
Every day effective dates
3 cleanings and 2 exams per year 100% covered
$100 lifetime deductible
Coverage for crowns, bridges, implant, dentures and root canals
Most people ask, “why do I need travel coverage if I have health insurance here?” Typically, a domestic insurance policy does cover for emergencies only, and reimburses after the trip. Medicare policies are limited. Potential issues when traveling include:
Some hospitals in different parts of the world will not provide treatment unless a patient will guarantee payment. Paying in advance can be costly, then some will not accept foreign credit cards.
Medical evacuations are often complicated and expensive. GeoBlue gives a vital lifeline 24/7 to access resources for not only the evacuation, but also for other travel related problems such as legal troubles, lost passports or credit cards, etc.